We used to have a diary, well I do keep receiving one from my not so digitally inclined clients who think yes the new year is heralded with one diary and I have had the habit of having diaries over the years, I have one from 1998, well that was the year I passed out of my college. Time flies, and things have taken a giant steps.
So it was a bit of delight coupled with amusement when I saw the Exide LIfe My Money Book. Hmm a clean neat utility stuff.
I should admit its been a long time writing these information on paper. It was revealing on how the money-wise thing looked for me. Now that made me do a bit of homework and some more papers are ready to be signed.
I loved the way it has been designed with the customer in mind and the details that matter, well we used to have all these kinda stuffed in one page. Yes all these.
So here goes the 5 best things about it.
#1 Life Insured : All your insurance policies right from yours to your dependents everyone’s details in fact detailed. So you wont miss the dates and the time in case you need to send in your annual subscription.
#Fact: I got to know you had so many types of Insurance policies well the Home wala though I have heard, it was new for me in the sense that we would love to keep track of it and be reminded every year.
#2 Lockers : You have a page dedicated for Lockers, this is new and is good to add to the information.
#3 Loans: There is a section for loan details, and it is again divided into Home, Auto and Personal loans.
#4 Savings Section: You have detailed page for Mutual Funds, those not so cool Public Provident Funds, National Pension Scheme etc.
#5 One book: Well this is one book that will help you write your will if you may! You know where you are and how much is your asset and your liabilities in a nutshell that actually is telling you your worth.
#My expectation: Get a page to set financial goals for the next year – esp from the pages that will reduce the loans and add more to savings or buying a property or a new vehicle. I think that will add the charm of looking at the dates and also get the priorities right.
Or get a page to set personal goals like No credit cards or less credit cards!
It was a great way to analyse the financials personally if you ask me and made me think twice on how I should be plan, quite my Financial planner!
One last thing the designer in me was all praise for the visual layout and the usage for font and clear demarcation of subtle colours in red and blue. Loved the cover design too.
Thanks Exide for the My Money Book!
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